To recognize and reward your achievements, there is an extensive award and bonus system.

Pins and plaques are awarded in honor of business-building achievements, and recognition is also given. These bonuses and awards are continually updated to encourage growth and vitality, so refer to current materials or con-tact your line of sponsorship with questions. To be eligible for these awards, you must be in compliance with all the provisions of the Code of Ethics and Rules of Conduct.

Reach the 25% level for registering a qualifying Silver Producer or Platinum in North America.

(See calculation rules for foster sponsors.)

 Receive a 25% Performance Bonus.

1. Generate Award Volume of at least 7,500, or

2. Register or foster register one 25% group and have at least 2,500 Award Volume, or

3. Register or foster register at least two 25% groups in the same month.

 Receive a 25% Performance Bonus.

 Receive a Silver Producer pin.

Becoming Platinum is an important milestone.

Platinum usually buys products and business materials directly from the Corporation rather than from Platinum or above.

The Platinum is looked upon as the leader of his own group.

As Platinum, you train, supply and motivate your personal group, teaching them to assume the leadership responsibilities in their own groups.

In short, becoming a Platinum means you’re entering a new phase of the business.

You continue doing the things that made you a Platinum registering IBOs and marketing products but now you’re also a recognized leader with new, challenging and exciting responsibilities.

A. Achieve any one or any combination of 1, 2, or 3 for any 6 months within the fiscal year.

(At least 3 of the 6 months must be consecutive for the first Platinum qualification.)

1. Generate Award Volume of at least 7,500, or

2. Register or foster register one 25% group and have at least 2,500 Award Volume, or

3. Register at least two 25% groups in the same months.

B. Be an IBO in good standing, meet all requirements as set forth in the Rules of Conduct, and be at least 18 full years of age or the age of majority in the state of residency, whichever is older.

 Be invited to the two-day, expenses-paid New Platinum Seminar at the corporate World Headquarters to meet the management team, tour the facilities and receive an abundance of information to assist your business-building efforts.

 Receive the maximum 25% Performance Bonus each month you qualify, according to the Performance Bonus Schedule.

 Participate in the annual Sales Incentive Program, published each year.

 Receive a Platinum pin.

 Receive recognition.

The exception to the 6-month Platinum qualification within the fiscal year is for those who qualify for the very first time and overlap fiscal years. The exception is as follows:

If a new Platinum starts his qualification in April or later, thereby not allowing completion within the fiscal year, that IBO may overlap into the next fiscal year if he qualifies for 6 consecutive months with no break in qualification from his original Silver Producer month.

Example: An April qualifier may qualify April through September to complete his 6 months.

To retain the title and privileges of a Platinum, you must requalify each fiscal year

(Sept. 1 – Aug. 31) by having at least 6 qualified months within the fiscal year.

IBOs who generate Ruby Volume (Personal Group Volume including pass-up volume from non-qualified

Silver Producers or 25% Sponsors) of 15,000 or more points in a given month will qualify for eligibility as a Ruby.

 Receive the monthly Ruby Bonus.

 Receive a Ruby pin.

 Receive recognition.

IBOs who personally, internationally, or foster register 3 or more qualified groups, each of which qualifies at the maximum Performance Bonus level for at least 6 months of the fiscal year, qualify for eligibility as an Emerald.

 Receive an Emerald pin.

 Be featured in a story.

 Participate in the Emerald Profit Sharing Bonus.

If you personally, internationally or foster register 6 qualified groups (3 groups must be North American), each of which qualifies at the maximum Performance Bonus level for at least 6 months of the fiscal year, you qualify for eligibility as a Diamond.

 Receive a Diamond pin.

 Be featured in a story.

 Receive an Executive Diamond pin.

 Be featured in a cover story.

 Receive a one-time cash bonus of $25,000.

 Receive the Double Diamond pin.

 Be featured in a cover story.

 Receive a one-time cash bonus of $50,000.

 Participate in a special business conference at the Peter Island resort in the Caribbean.

You and your immediate family are invited and all expenses are paid by the Corporation.

 Receive the Triple Diamond pin.

 Be featured in a cover story.

Performance Bonus level for 6 months of the fiscal year, you qualify for eligibility as a Crown.

 Receive a one-time cash bonus of $100,000.

 Receive the Crown pin.

 Be featured in a cover story.

 Have a formal portrait displayed in the "Hall of Achievement" at World Headquarters.

 Receive a one-time cash bonus of $150,000.

 Receive the Crown Ambassador pin.

 Be featured in a cover story.

 Have a formal portrait displayed in the "Hall of Achievement" at World Headquarters.

(3) Three groups must be North American. All qualifications and requalification are subject to review and approval.

The Leadership Bonus is paid each month by the Corporation to a qualified Platinum or Silver Producer according to the calculation rules. In the course of building your business, you may motivate and train an IBO until that IBO reaches the level of Silver Producer or Platinum. At that level, both you and your Platinum or Silver Producer may be in the same Performance

Bonus percentage bracket: 25%. The Platinum or Silver Producer who qualifies for the Leadership Bonus has demonstrated the ability to work hard in order to attain high levels of performance. We believe this hard work; ability and performance merit the award of the Leadership Bonus. Therefore, to provide you with an incentive to develop a Platinum or Silver Producer and to compensate you for the hard work involved in doing so, the Independent Business Ownership Plan provides for payment of a Leadership Bonus. This bonus is computed on the Group BV of each qualified 25% group you register.

Under this system, you can receive the Leadership Bonus as long as the Platinum or Silver Producer qualifies and as long as you maintain your own Group Volume (as explained in "Rules Governing the Calculation of the North American Leadership Bonus," which follows).

A. A Leadership Bonus is paid on every dollar of BV each month by the Corporation, which computes and pays all Leadership Bonuses.

B. The Leadership Bonus is computed from the bottom up - never from the top down.

C. You must have at least 2,500 Group Volume to receive any Leadership Bonus if you register one qualified group. The 2,500 Group Volume does not include any downline-qualified volume (25%). However, it will include pass-up volume.

D. Once the Leadership Bonus Adjustment has been generated, at least that amount of Leadership Bonus must continue to pass up the line of sponsorship.

E. Each leader of a qualified group may be entitled to a Leadership Bonus based on the following rules:

Bonus Adjustment or the average Leadership Bonus generated to you if the Leadership Bonus Adjustment hasn’t been generated.

An IBO can also receive the Performance Bonus differential on pass-up volume, which is any volume below the 25% Performance Bonus level developed by a 25% sponsor, Silver or Platinum. This volume passes up the line until it reaches an IBO who has attained 7,500 Group Volume.

If, at the close of monthly business, a down-line IBO has a net negative volume amount, this amount will roll up the line until this negative amount can be recovered.

The Leadership Bonus Adjustment and Monthly Depth Bonus Adjustment are modified whenever there are modifications to PV and BV. These adjustments are determined by the ratio between PV and BV as it relates to core line products. As PV/BV adjustments are made, the Leadership Bonus and Monthly Depth Bonus Adjustments are recalculated. The Leadership Bonus that passes up the line of registration is based on 4% of BV.

For all bonuses, a business known as a "No. 2 business," which has been purchased or otherwise acquired and is being operated in the same or different line of sponsorship, is treated as a completely separate business. Volumes generated by the two businesses are not combined for purposes of calculating bonuses or for award purposes.

At the end of each fiscal year, the Corporation determines whether to pay a Profit Sharing Bonus to Emeralds and above in the U.S. and Canada who have 3 or more qualified North American legs, based on the profitability of each company during the year. This bonus is not guaranteed, because it can be paid only if there are sufficient corporate profits to fund such payments.

The Emerald Profit Sharing Bonus is paid 25% in cash and 75% in shares of common stock of Activa Mutual Fund Trust. It is computed and distributed in the same manner as the Emerald Bonus minus traceable international volume. (See "Emerald Profit Sharing, Emerald and Diamond Bonus Schedule" at end of this section.)

To be eligible for Emerald Profit Sharing (if and when declared), an Emerald or above must have at least 3 North American legs, each of which qualify for 6 months within the fiscal year.

An IBO’s monthly Ruby Bonus is equal to 2% of that month’s Ruby Volume, including pass-up volume from non-qualified 25% Sponsors and Silver Producers.

You develop Ruby Volume of 15,000 PV and $30,000 BV in one month. The Ruby Bonus for that month is $600 (2% x $30,000).

A. The Monthly Depth Bonus is equal to 1% of the BV of all second level qualified groups, down to and including the first qualified Monthly Depth Bonus recipient or above, plus the registered qualified groups of that Monthly Depth Bonus recipient or above.

B. The Monthly Depth Bonus rules guarantee to your upline Monthly Depth Bonus recipient a minimum of 1% of 7,500 Group Volume multiplied by the PV/BV ratio, or 1/4 of the published Leadership Bonus Adjustment, on each of your registered qualified groups as long as the published Monthly Depth Bonus Adjustment is generated.

C. If the Monthly Depth Bonus generated by your registered qualified groups fulfills the Monthly Depth Bonus Adjustment, you will keep all the Monthly Depth Bonus generated to you by the downline qualified groups, based on the Monthly Depth Bonus calculation (see A ).

D. If the Monthly Depth Bonus generated by your registered qualified groups does not fulfill the Monthly Depth Bonus Adjustment, an adjustment will be made from the Monthly Depth Bonus calculation (see A ) to make up the difference.

In this example, the volume generated by groups A, B and C fulfills the Monthly Depth Bonus Adjustment to the upline Monthly Depth Bonus recipient. Therefore, you would receive a Monthly Depth Bonus equal to 1% of the BV of groups D, E, F and G. Your Monthly Depth Bonus would be $600 (1% of 4 x $15,000). For simplicity in these examples, one point of PV is equal to $2.00 BV. BV/PV ratio: The average for core line products as of Sept. 1, 1998, is 2.44. The average for products sold through catalogs is 2.00.

In this example, the volume generated by groups A, B and C fulfills the Monthly Depth Bonus Adjustment to the upline Monthly Depth Bonus recipient. Your Monthly Depth Bonus is equal to 1% of the BV of groups D, E, F, G, H, I and J. You would not receive a Monthly Depth Bonus on the volume of group K, because Monthly Depth Bonus IBO G is entitled to a Monthly Depth Bonus on K’s volume. There-fore, your Monthly Depth Bonus for this month is $619.00 (1% of $700 + $1,000 + $200 + $15,000 + $15,000 + $15,000 + $15,000).

The Corporation sets aside an amount equal to 1/4 of 1% of the total North American BV each month. Once qualified by virtue of personally and foster registered groups, the Emerald or above with at least 3 qualified legs from North America receives Emerald Bonus points and payment on North American volume as well as the traceable volume from internationally sponsored qualified groups. At the end of the fiscal year, the Corporation identifies all internationally sponsored volume, links it to the appropriate International Sponsor and corresponding market (one country removed), and pays an Emerald Bonus to both the International and Foster Lines of Sponsorship. All Emerald Bonus recipients may benefit from the expanded fund amounts. (See "Emerald Profit Sharing, Emerald and Diamond Bonus Schedule" at the end of this section.)

Qualified Diamonds and above with at least 6 North American legs receive the Diamond Bonus paid out of a fund consisting of 1/4 of 1% of the North American BV. Once qualified by virtue of personally and foster registered groups, the Diamond receives Diamond Bonus points and payment on qualified North American Volume as well as international traceable volume (like the Emerald Bonus). The fund is distributed to eligible participants in accordance with the same formula employed for the calculation of the Emerald Bonus. (See "Emerald Profit Sharing, Emerald and Diamond Bonus Schedule" at the end of this section.)

The Diamond Plus Bonus is paid to each IBO who personally or foster registers 7 or more North American qualified groups that qualify at least 6 months of a given fiscal year. The bonuses are paid in cash and are made after the end of each fiscal year from a fund equal to 1/4 of 1% of North American BV.

In the event that total disbursement (in accordance with the schedule shown at end of section) does not consume the total available funds, then all payments are increased on a pro rata basis until the total disbursement equals the available funds.

Likewise, if total disbursements exceed the total available funds, then all payments would be reduced on a pro rata basis until the total disbursement is equal to the available funds.

You register 7 qualified groups, each of which is at the 25% level for 6 months in a given fiscal year. Your Diamond Plus Bonus is computed as follows:

7 (groups) x 6 (months) x $100 = $4,200

You register 11 qualified groups, each of which is at the 25% level all 12 months in a given fiscal year. Your Diamond Plus Bonus is computed as follows:

You register 18 groups: 3 of these groups are at the 25% level for 4 months, 5 groups are at the 25% level for 6 months, 5 are at the 25% level for 9 months, and 5 are at the 25% level for 12 months in a given fiscal year.

For the purposes of the Diamond Plus Bonus, 15 of your groups qualify at the 25% level for 6 months or more. You receive $300 for each month during which each of these 15 groups qualified at the 25% level.

5 (groups) x 6 (months) x $300 = $9,000

5 (groups) x 9 (months) x $300 = $13,500

5 (groups) x 12 (months) x $300 = $18,000

Your total Diamond Plus Bonus for the year $40,500